The commodification of housing and the focus on narrow financial incentives prioritize return on investment over the societal need for affordable and supportive housing. Current property frameworks and financial structures reward high-value real estate investments at the expense of developing accessible and affordable housing options, thus exacerbating the homelessness crisis.

The static view of property as unchanging assets fails to address the dynamic and evolving needs of society for affordable housing. This highlights the inadequacy of a property system that cannot adapt to or accommodate the emerging realities of housing demand and affordability, thereby contributing to the crisis.

Property ownership is often optimized for the benefit of the owner, potentially at the expense of the broader community, such as by leaving buildings empty during a housing crisis to serve as speculative assets. This optimization for a single point of benefit—financial gain for the owner—ignores the societal costs, including the exacerbation of housing shortages and the undermining of community stability.